Business Insurance
Can help pay the costs of property damage, lawsuits, lost business income, and other covered losses.
General Liability
GL coverage is designed to protect FL business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or your employees.
Commercial Property
Protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism.
Excess and Umbrella
A policy issued to provide limits in excess of an underlying liability policy. The underlying liability policy can be, and often is, an umbrella liability policy. An excess liability policy is no broader than the underlying liability policy; its sole purpose is to provide additional limits of insurance.
Workers Compensation
Workers’ Compensation is insurance coverage purchased by the employer/business that provides benefits for job-related employee injuries. Florida law requires all employers to purchase workers’ compensation coverage (with a few exceptions). Under a workers’ compensation policy, employees are compensated for occupationally incurred injuries, regardless of fault. This coverage makes employers immune from some injury lawsuits by employees.
Professional Liability (E&O)
Is a special type of coverage that protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to
Perform some service (omission).
Surety Bonds
A surety bond is defined as a contract among at least three parties: the obligee: the party who is the recipient of an obligation. the principal: the primary party who will perform the contractual obligation. the surety: who assures the obligee that the principal can perform the task.
Restaurants and Bars
Restaurant insurance is a policy designed to cover all the components involved in your restaurant, from your property and supplies to your employees and customers.
Business Income
A part of property insurance, this aspect covers the financial loss suffered while a business is closed due to fire damage or other disasters.
Boiler & Machinery
Also known as «equipment insurance,» it covers electric equipment in the building (e.g., AC units and boilers) that breaks down due to power surges, etc.
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