Commercial Auto Insurance
Is a policy of liability coverages and physical damage for amounts, situations, and usage for company vehicles.
Personal injury
Pays medical expenses for the driver and passengers of your vehicles if they’re in an accident, regardless of fault.
Collision
Pays for damage to your vehicles from accidents, regardless of fault.
Comprehensive
Pays for damage to your vehicles from theft, vandalism, weather, or other non-crash incidents.
Uninsured/underinsured motorist
Pays for damage caused by an uninsured or underinsured driver.
Rental reimbursement
Covers your costs to rent a temporary replacement if your vehicle needs repairs after an accident.
Liability coverage
Bodily injury liability for when you or one of your employees cause bodily injury to another party while using one of your covered vehicles, and property damage liability for when you or one of your employees cause property damage to another party while using one of your covered vehicles. These types of coverages can also be combined into a “combined single limit” in commercial policies.
Trailer interchange
Covers trailers your vehicles use that are owned by other companies.
Hired vehicle
Covers you when you rent cars or vans for employees or clients.
Non-owned vehicle
Covers you when your employees use their own cars to conduct business for you.
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